🏆 Mortgage Broker of the Year 2023

Find the perfect
home loan —
stress free

With access to 40+ lenders and 15 years of experience, I find the right mortgage for your situation — at no cost to you.

$2.4B
Loans settled
1,200+
Happy clients
40+
Lenders
JH
James Hartley
Senior Mortgage Broker & Financial Consultant
🏠 Home Loans 💼 Investment 🔄 Refinancing 🏗️ Construction 📍 Sydney, AU
15 yrs
Experience
4.9 ★
Google rating
MFAA
Accredited
100%
Fee free
Available for new clients this week
What I do

Expert mortgage solutions
for every situation

Whether you're a first-time buyer, investor, or looking to refinance — I find the right loan for your goals.

🏠
First Home Buyers
Navigate the first home buying process with confidence. I'll guide you through grants, stamp duty concessions, and finding the best first home loan.
✓First Home Guarantee scheme
✓Stamp duty savings advice
✓Pre-approval in 48 hours
💼
Investment Properties
Build your property portfolio with the right investment loan structure. Maximise tax benefits and cash flow with expert mortgage strategy.
✓Interest-only structuring
✓Portfolio lending strategy
✓Tax-effective structures
🔄
Refinancing
Is your current lender still giving you a great rate? I compare 40+ lenders to find you a better deal — potentially saving you thousands.
✓Free rate health check
✓Cash out options
✓Break cost analysis
Free tools

Know your numbers
before you commit

Use our mortgage calculator to estimate your repayments. Then book a free consultation to get a real quote from 40+ lenders.

📊
See weekly, fortnightly & monthly repayments
💰
Compare P&I vs interest-only
⚡
Instant results, no signup needed
🎯
Includes stamp duty & LMI estimates
🏠 Mortgage Calculator Free
$
%
%
Monthly repayment$3,654
Fortnightly$1,827
Total interest$715,400
How it works

From first chat to settlement

Simple, transparent, stress-free. Most clients go from enquiry to approval in under 2 weeks.

1
Free consultation
30-minute call to understand your goals, income, and situation. No obligation.
2
Lender comparison
I compare 40+ lenders and present you the best 3 options with full cost breakdowns.
3
Application & approval
I handle all the paperwork and liaise with the lender. You just sign.
4
Settlement & beyond
I'm your mortgage broker for life — annual reviews to make sure you're always on the best rate.
Client stories

What my clients say

Real reviews from real Australians I've helped find their perfect home loan.

★★★★★
"James saved us $380/month by refinancing to a better rate. We had no idea how much we were overpaying. The whole process took less than 2 weeks."
SK
Sarah & Kevin M.
Refinanced in Sydney · Saved $4,560/year
★★★★★
"As a first home buyer I was completely overwhelmed. James explained everything clearly and got us a rate 0.4% lower than our bank offered. Highly recommend!"
TL
Tom L.
First home buyer · Parramatta
★★★★★
"I own 3 investment properties now — James has structured all my loans perfectly. His knowledge of tax-effective loan structures is second to none."
AP
Amanda P.
Property investor · 3 properties
40+ lenders on our panel
Commonwealth Bank
ANZ
Westpac
NAB
Macquarie
ING
St. George
Suncorp
Bank of Melbourne
AMP
Pepper Money
Liberty
Bluestone
+ 27 more
Book a consultation

Let's find your
perfect loan

Free, no-obligation consultation. I work for you — not the banks. My service costs you nothing.

📞
Phone
0400 123 456
✉️
Email
james@hartleymortgage.com.au
📍
Office
Level 12, 1 Bligh St, Sydney CBD
🕐
Response time
Within 2 business hours
Book your free consultation
Takes 30 seconds — I'll be in touch within 2 hours.
🔒 Your details are 100% private. No spam, ever.